Standard-amp-Poors-agency-maintained-the-rating-of-Zagreb-Bank-ZABA-to-BB-with-a-negative-outlook-noting-the-banks-leading-position-in-the-Croatian-market-and-adequate-capitalization-but-a-high-exposure-to-government-through-stakes-in-government-securities-and-loans-to-government-entities-.-The-Agency-continues-to-believe-that-the-Zagreb-Bank-is-strategically-important-subsidiary-of-UniCredit-Bank-Austria-AG-the-majority-shareholder-of-the-bank-with-a-share-of-84.5-percent.-more-We-believe-that-the-Zagreb-Bank-fits-in-UniCredits-goal-to-become-a-major-player-in-the-business-of-banking-in-Central-and-Eastern-Europe.-Nevertheless-our-long-term-rating-of-Zaba-we-maintain-to-assessment-for-the-long-term-debt-of-Croatia-in-foreign-currency-or-BB-it-is-stated-in-the-statement-.-Negative-outlook-of-S-amp-P-I-banks-for-rating-of-Zagreb-bank-maintain-probability-of-its-lowering-in-the-case-of-fall-of-Croatias-rating-.-widgets_on_pages-idBaner-There-is-a-possibility-that-we-will-lower-the-Croatian-rating-if-the-Croatian-economy-weakens-more-than-our-current-forecast-with-the-deepening-of-the-deficit-or-the-worsening-of-external-financing-states-the-S-amp-P-.-In-S.-amp-P-it-is-estimated-that-the-bussines-position-of-Zagreb-bank-is-very-strong.-The-Bank-has-been-long-present-in-the-domestic-market-and-holds-a-share-of-about-25-percent-in-loans-and-deposits